Use Aadhaar Virtual ID to Secure Your Aadhaar Details
The Unique Identification Authority of India (UIDAI) is solely responsible for the enrollment and security of the individuals’ 12-digit Aadhaar card details. Considering the privacy of the personal data including the demographic and biometric information mentioned on the Aadhaar card, UIDAI has recently decided to come up with a unique feature, termed as Aadhaar Virtual ID.
The Aadhaar Virtual ID offers limited KYC access providing only that much information which is required for the verification rather than offering the complete details of an individual’s Aadhaar card.
What is an Aadhaar Virtual ID?
The Aadhaar Virtual ID consists of 16-digit random numbers that is mapped to an individual’s Aadhaar card at the back end. An Aadhaar card holder using the virtual ID need not submit his Aadhaar number every time for verification purpose, instead he can generate a Virtual ID and use it for various verification purposes like mobile number, bank and other financial documents.
The Aadhaar Virtual ID gives access to the biometric information of an Aadhaar card holder along with the basic details like name, address and photograph that are sufficient for the e-KYC. Unlike in the past, the agency will not know the 12-digit Aadhaar number and other personal details.
The last digit of virtual ID like the Aadhaar number is the checksum made with verhoeff algorithm and so there can be only one Aadhaar Virtual ID for an Aadhaar number at any given point of time. This facility is aimed to mitigate the concerns surrounding the security of Aadhaar card details.
How to Generate Aadhaar Virtual ID?
All the Aadhaar card holders can avail the Aadhaar Virtual ID by visiting the UIDAI’s website. The 16 -digit number will be valid for a certain period of time. Users can give the Virtual IDs along with the fingerprint at the time of authentication. Below mentioned are the 9 simple steps that will guide you on how to generate an Aadhaar Virtual ID easily.
Step 1: Visit the Google Play store.
Step 2: Download mAadhaar App.
Step 3: Once you complete downloading, enter your 12-digit Aadhaar number to create mAadhaar account.
Step 4: An OTP will be sent to your Aadhaar registered mobile number.
Step 5: You have to enter the OTP to complete the verification.
Step 6: You should then create a password for your Aadhaar card and exit from the app.
Step 7: Login to your virtual Aadhaar card by entering the password.
Step 8: Go to the virtual ID section and type 16 digits randomly.
Step 9: On doing this, virtual IDs are generated that you can share with agencies for KYC verification.
Benefits of Aadhaar Virtual ID
- Access to the specific information that are required. This prevents misuse of the vital details.
- It will reduce agencies burden of collecting Aadhaar number of each individual and save it for KYC purpose.
- Virtual ID is revocable so chances of duplication is negligible.
FAQs on Aadhaar Virtual ID
- From when can I use the Aadhaar Virtual ID facility?
Adhaar Virtual IDs will be accepted from March 01, 2018.
- Will all the retailers accept the Aadhaar Virtual ID?
Any retailer who denies to do verification by using the Aadhaar Virtual ID will face severe penalty from the government.
- What will happen to my previous Virtual ID?
As soon as you generate a new Aadhaar Virtual ID, the older one gets cancelled. This will prevent duplicity.
- Will there be any action taken against the agencies that won’t offer Aadhaar Virtual ID facility?
Yes, the agencies will face financial disincentives.
- Will the agency be able to generate Aadhaar Virtual ID for me?
No, agencies are restricted from generating a virtual ID for users.
Source by bankbazaar..